Four numbers, one answer. Worst-case assumptions — no benefits, conservative returns, no extras. Switch to Advanced for a more accurate picture with CPP/OAS, partner income, mortgage, inheritance, and tax-aware planning.
RRSP + TFSA + non-registered combined.
Sum of all contributions per year.
Total household spending including everything (groceries, housing, healthcare, entertainment). For a single person in mid-cost Canadian areas, $30K–$50K/yr is typical; for a couple, $45K–$70K/yr.
Fill in all five fields above to see your projection.